Wednesday, July 21, 2021

Apply for an Instant Personal Loan Online


 Life is filled with ups and downs. There are curved situations in life with emergencies and instant needs to be met. Everyone, at some point of time, will need an extra source of funds to manage expenses and emergencies. A personal loan is a tailored financial tool that can help you meet instant needs without any rigidity in end usage. It is easy to apply for an instant personal loan from Clix Capital and experience a hassle-free borrowing experience. The journey to getting a personal loan is the best way to get instant cash in your account.

What is an instant personal loan?

An instant personal loan is a form of loan that is customized for instant approval. This is an ideal option to meet sudden emergencies. A personal loan is an unsecured form of loan and does not need any collateral or security. It comes with a one-time disbursement and the repayment is done in equal monthly installments. The rate of interest is dependent upon eligibility and the type of loan. An instant personal loan is a same-day loan that is disbursed on the very same day. For the best experience, Clix Capital will meet your borrowing needs easily.

Documentation for an instant personal loan

       Proof of Identity:-Passport/Driving License/Voters ID/PAN Card (any one)

       Proof of Residence:-Leave and License Agreement/Utility Bill (not more than 3 months old)/Passport (any one).

       latest 3 month bank statement (where salary/income is credited).

       Salary slips for the last 3 months.

       2 Passport Size photographs.

       KYC Documents: Proof of Identity; Address proof; DOB proof.

       Proof of Residence:-Leave and License Agreement/Utility Bill (not more than 3 months old)/Passport (any one).

       Income proof (audited financials for the last two years).

       Latest 6 month bank statement

Where to borrow from?

An instant personal loan is the best way to meet your needs in a very short time. Banks follow an old-fashioned borrowing experience, but with non-banking financial institutions, the experience is better. The approval time is instant and you will get the best rates. It will help you with the best borrowing journey and you can handle your immediate needs within a very short period of time. For quick and instant contingencies, a Clix personal loan is important.

Read More: How Can I Get a Quick Loan?

Finishing up

Take care of the personal loan interest rate with the right eligibility criteria. It will help you with the right borrowing experience and the right eligibility will give you the best rates.

How to Reduce Personal Loan Interest Rate?


A personal loan is the best way to arrange some instant funds to meet requirements and immediate needs. Emergency situations can be best handled with the help of a personal loan. A personal loan is a flexible form of loan that helps in maintaining financial stability and security. Credit health and finances can be well managed with a personal loan. However, the best loan experience comes from a low-cost personal loan that comes with a low rate of interest. The personal loan interest rate is the sum of money that is repaid along with the principal loan amount in the form of EMI.

What is the personal loan interest rate?

When you take an instant personal loan, the rate of interest is applicable. A rate of interest is the sum of money that is paid along with the principal loan amount. This extra amount is subject to various factors and eligibility criteria of the borrower. This rate of interest makes a loan affordable or within budget. The idea should be to keep the rate of interest low and it will help with managing all other expenses. There are various ways to ensure that your personal loan is low and affordable.

Ways to reduce personal loan interest rates

       Secure your loan: If your motive is to make your loan affordable, you need to decrease your rate of interest. To do this, you need to secure your loan. Secure your personal loan by adding collateral or some sort of security that you do not use. It will help to keep your rate of interest low and make your loan affordable.

       Eligibility criteria: When you meet the eligibility criteria, you will get the right rate of interest. The loan provider always makes borrowing easy and will give you the right experience. When there is less risk, the rate of interest is always low. Meet eligibility criteria to have the right rate of interest. You can easily meet the eligibility criteria and get the right rate of interest from Clix Capital.

       Negotiation: Getting the right loan provider will help you get the right rate of interest. You need to research well and negotiate the rate of interest with your loan provider. It will give you the best experience of hassle-free and burden-free interest rate.

Wrapping up

Make sure you work on eligibility criteria to get a low personal loan interest rate. An instant personal loan will help you easily meet your needs and the low rate of interest will help you with an affordable EMI. 

How To Take Care Of Your Female Employees In Your Workplace


It is true that India is a developing country, but the contribution of women is low. We need more women in the workforce and participation by administering the root cause of declining women's employment. There needs to be an initiative for women in the workplace so that more of them come up. Special efforts need to be made by employers to maintain the stability and working conditions of women. There are various ways in which a female employee can feel encouraged to work and grow. These initiatives need to be taken up by employers to ensure financial help like an easy personal loan online approval and safety.

Special policies for women

A few changes need to be made to accommodate female employees as well. This can go a long way towards providing them with the requisite impetus for further growth. Women need to feel motivated and encouraged to come out and work. The workplace needs to have policies that work for women and not against them. Financial stability is also one such concern, so that women can easily get an instant personal loan with the help of their employer. These policies will help women's empowerment get more light and women will be able to maintain themselves well at work. It can be policies regarding wages, attendance, safety, leaves, conditions, work culture and other benefits too.

Women's safety

Women are restricted from working due to mainly safety concerns. Let safety not be an obstacle to women's empowerment. Every organization must have safety protocols and policies so that they feel safe at work. Offering day shifts, cab facilities for the night shift, taking care of women's hygiene, work culture and compliance regarding women's safety at work. Training and induction need to be there so that women learn to manage their safety first and then go ahead and work safely. Let this not keep the female workforce at home.

On site, children's facilities

Women who are mothers are often restricted to staying at home with their babies. Multinationals and more such companies must come up with on-site day care and children's facilities. There should be safe facilities inside the office premises where the child can be safe and happy, while the mother can work. This initiative will allow many new mothers to come and work.

Read More: How Much Money Should You Have Saved by Age 40?

Flexibility at work

Women should be given a flexible work culture and flexibility at work. They need to manage their household as well as work, so when work is flexible, they will come and take work seriously.

Wrapping up

Women need to be more stable and open to instant personal loans to maintain financial stability. There are single working mothers, and for them, a personal loan online is the best financial relief.

Personal Loan With Aadhaar: Now at Low-interest Rates!

 


Financial struggle is a part of life. Today or tomorrow, everyone is going to face some sort of financial void in covering up needs and emergencies. An instant personal loan online is a financial way to help settle down or find a solution to any emergency, like medical expenses, wedding expenses, or a car breakdown. It is instantly available and the disbursement is within one business day. Getting a personal loan has been made easier with the Aadhar card. The Aadhar Card is an identification proof that is linked to all bank accounts and credit accounts. For loan providers online, an Aadhar Card has become the main piece of documentation to get a personal loan. It is easy to fetch out any information about the borrower since everything is now linked with the Aadhar Card.

Eligibility for a personal loan with Aadhar Card

        should be a citizen of India.

        Only individuals with an income are salaried or self-employed.

        Need to submit income proof for over 3 months’ paycheck or salary slips

        should not be less than the age group of 23 – 57 years.

        can be a member of a public or private organization.

        should have the personal loan documents ready for the purpose of filling out the loan application.

Documentation-Aadhar Card

An Aadhar card is a single document that is taken as a prime one for instant personal loans online. It is easy to get every detail about the borrower with the number that is given on the card. Make sure when you are applying for an Aadhar card, the KYC verification is already done. This will help the banks to get all the details as every account will be linked with the Aadhar Card. In such a case, the documentation is minimal and it is very easy to get low personal loan rates.

Eligibility criteria for personal loans

An Aadhar Card is a must-have document. Along with this, there are several more requirements needed by banks and non-banking financial institutions. A good credit score, credit record, background verification, income, employer and job stability are various eligibility criteria that need to be in good condition. Meeting these eligibility criteria, an instant personal loan online will be a low-cost loan. Make sure you keep your credit score of more than 750 to get instant approval. This will also keep personal loan rates under control.

Read More: Is Personal Loan the Right Choice for You?

Summing up

It is easy to get a personal loan with an Aadhar Card. Make sure your KYC is done and your accounts are linked to your Aadhar Card. It will give you the best personal loan rates in the market.


Monday, July 19, 2021

Is Personal Loan the Right Choice for You?


 

Amidst the pandemic, the personal loan industry has seen a huge hike. This proves the importance of a personal loan amidst crises and emergencies. However, what makes a personal loan the best option for you? It is important to identify the factors and features because a loan is a burden and one needs to consider the right approach to it. There has to be a genuine reason for borrowing as you cannot take up a burden for any optional expense. The flexibility of a personal loan makes it ideal for any kind of expense, but one must consider the total cost of a personal loan before jumping into one.

What is a personal loan?

A personal loan is an unsecured and flexible financial tool. It helps in attaining a good amount of money for open-end usage. One can use a personal loan fund for anything that comes up. It is very helpful towards meeting the emergency situations that need quick fund support. However, a personal loan is a costly loan if you do not meet the eligibility criteria right. The personal loan interest rates along with charges and fees make it an expensive one. You must be sure about your ability to handle the loan without being a default.

Read More: Tips to Get the Best Deal on Your Personal Loan Interest Rate

Why is a personal loan the right choice?

Flexibility: The flexible nature of a personal loan makes it applicable for any expense. You are open to making a decision about the fund usage. It can be used for a medical emergency, home renovation, daily needs, fixed obligations, travel, wedding, car repair, and debt consolidation. This makes a personal loan an ideal financial tool during need.

No collateral: If you do not have a property or collateral to keep, a personal loan is the ideal one. It is completely unsecured and does not need any sort of collateral or property. You can apply and get a loan based on your eligibility and not collateral.

Flexibility in repayment: The repayment is done in easy monthly installment. Choose the tenure so that the EMI is under your control. Pay as per your income and consider other fixed expenses as well. Decide the right amount and there is no rigidity with the loan tenure.

Read Also: Why Is Financial Wellbeing Important? 5 Tips To Improve It

Finishing up

The best advantage of going for an instant personal loan is quick approval and disbursement. You can get a quick fund in your account to meet your instant needs.

Everything You Need to Know About Loan Agreements

 


Getting an instant personal loan is a responsibility. It is not a walk at the park. One needs to pay extra attention to a loan and consider various factors. A loan agreement is a formal document that considers the full and final words for the loan that you are taking up. Whether you borrow online or through offline mode, you need a loan agreement for sure. It will help you deal with your phrases and terms in a better way. There should be clarity in borrowing and one needs to pay maximum attention to a loan agreement. If you have just received your copy, go through it well.

What is a loan agreement?

A loan agreement is a blueprint of everything about your personal loan. It includes every small and big detail about your loan. This is a very essential document given by the loan provider after the loan has been approved and you have accepted. You need to take into consideration this formal letter and gain enough knowledge and information about everything that is mentioned in your loan agreement. It will clear out all your loan-related doubts and gives a better understanding.

Things in a loan agreement

Loan amount: When you check a loan agreement, you will find out the amount mentioned there. Cross-check the amount and match it with what your loan provider has told you. This will be the principal loan amount that has been sanctioned to you.

Rate of interest: The loan agreement will have the personal loan interest rate percentage and the type of interest mentioned there. Do cross-check it so that it is easy to manage your borrowing experience.

Tenure: It will have the loan term. The tenure that you have chosen will be mentioned in the loan agreement.

The EMI: Based on your amount and tenure, your EMI will be mentioned in the loan agreement. It will help you understand the amount that you need to pay to your financial institution every month.

Fees: This is an important section that includes all types of fees. This will help in finding out any hidden charges.

Terms and conditions: There are various terms, conditions, and rules mentioned by the loan provider. Do read each of the personal loan documents very carefully to understand the way your loan will work.

Read Full: Ways to Get Out of Loan Trap

Finishing up

When you opt for an instant personal loan you can enjoy amazing benefits. However, when you consider a loan, be careful about the loan agreement.

 


How to Finance Your Dream Wedding in a Few Steps?


A marriage that is made in heaven takes up a lot of expenses here on earth. Luxurious outfits, royal wedding venues, gifts, and catering services make up a big fat Indian wedding. Everyone tries to go beyond their reach and control to spend an extravagant wedding ceremony. It says do not speak badly about wedding food, as a father struggles to manage this day for years. A dream wedding is not possible with just savings and income. A financial tool like a personal loan for a wedding is important to get some financial stability after you have drained out all your finances. There are some amazing ideas to ace up your wedding planning today! Get married in style, keeping your budget in control.

Save a good amount of money: You must earn what you dream. If you dream of a luxurious wedding, you must not wait for the end moments. Start saving early so that by the age of marriage you have a good amount of money. Savings can help you avoid borrowing from friends or any financial institution. It keeps your financial stability upright and makes it easy to handle.

Cut down on optional expenses: There are some necessary and optional expenses in an Indian wedding. Optional expenses like a hyped venue, decoration, branded outfits, and costly catering services. Why not keep your wedding a special and cozy one? Decorate your friend's farmhouse or go for an amazing bungalow wedding arrangement, it gives a perfect romantic feeling. Keep your guest list limited as you don’t need people in your wedding whom you don’t know. This will cut down venue and catering plate costs. Take some measures to keep these unnecessary expenses away.

Take a personal loan: A wedding in India is a hefty one with last-minute expenses. You must not stop and worry, but take an instant personal loan from Clix Capital. Instant approval and disbursement so that the party can keep going. It is important to handle your expenses in the right order and make sure you take account of all your last-minute needs without compromising your special day. However, be careful about the personal loan interest rate and the tenure to keep your EMI under control.

Read more: 7 Questions to Ask Before Taking a Personal Loan

Finishing up

Dream wedding is possible with an instant personal loan from Clix Capital. Turn the dream of uniting with your partner in a dreamy wedding set-up into a realistic wedding date with a personal loan.


How to Increase your Personal Loan Eligibility (6 Easy Ways)

 


No one will approve a loan application without checking the eligibility criteria. It is the most essential prerequisite to understanding if the borrower is capable of taking the debt burden. Through eligibility check, the past credit line and future are determined. After that, the loan application is either approved or rejected. So, the banners or loan providers may make it look very easy to have an instant personal loan, but the reality is a little different. It is easy to get a loan only when you meet the eligibility set by the loan provider. So once you know the importance of good eligibility criteria, you must start working with these 6 easy ways.

  1. Start earning extra: A good monthly income makes borrowing easy. When you have a good income there is less possibility of being a loan defaulter. If you have one source of income, try and start working on some extra ways too. Do this before you start borrowing. This will make sure you convince your loan provider by having a good income to pay your EMI without any hurdle timely.
  2. Get a good credit score: A good credit score of more than 650 portrays you as a responsible borrower in terms of your past credit record. It represents all your credit activities and then a score is given. This credit score helps the personal loan provider to decide whether or not to approve your loan application.
  3. Employer: A stable and notable employer gets you easy approval. Start working for a government agency or get employment with a multinational company. This makes it easy for you to get a loan without much walk at the park.
  4. Attach security: If you have an asset or property that you do not use, attach it to your loan. This will surely ensure that you get approval as there will be no risk. To attach a property if you do not use it.
  5. Negotiate: When you have good eligibility criteria met you can negotiate with your loan provider for easy approval. An individual with a good credit record is always an asset for the loan provider.
  6. Get some good options: If you get rejected, look for other ways. Add a loan guarantor to your loan so that the chances of approval increase.

Finishing up

Make sure when you apply for an instant personal loan you have all your personal loan documents. It will process your application and get your approval on time.

Tips On Money Management To Survive in Metro Cities

 


Worried about the cost of living while you plan to move to a big city? Metropolitan cities have their own expenses and costly lifestyle demands. Good financial planning is an important thing in these cities to manage your fixed obligations along with emergencies. Limited income and rise in expenses keep increasing every day. An instant personal loan online is a bridging loan that fills the gap between income and expenses. Metro cities like Mumbai, Delhi, Bangalore, and Kolkata have a high standard of living. You need to take a splurge on your expenses and maintain good financial health. You can use a personal loan calculator to better manage your EMIs.If you have just started living in one of these metro cities, these tips will help in maintaining your credit activities.

Must Read: A Quick Guide on Personal Loans for Salaried Employees

 

      Affordable living: The most expensive thing about metropolitan cities is the accommodation. The rented apartments are too costly. If you decide to live in a sophisticated area or in a good society, it will be very expensive. That is where you need to cut down on the cost. When you are just settling down, keep your lifestyle low and as per your ability. Do not go for an apartment that takes away half your income monthly. This will affect your expenses and also financial health.

      Make your own food: It is true that metropolitan cities have the best waffle centers and fast food joints. They are very costly. A simple waffle would be more expensive than a complete meal. Eating out is bad, both for your health and your budget. Try and cook your meal at home and you can occasionally visit the food joints. Do not make it a habit for every weekend or whenever you are not feeling like cooking.

      Cut down on subscriptions: Metropolitan friends are high end and the entertainment is also very expensive. Too many subscriptions to television, magazines, and shows can take up a lot of money from your income. Cut down on these as they are very optional. You can take up on hobbies like cooking, reading books, watching television and spending time with family.

      Use local transport: You would see a lot of luxurious four-wheelers and bikes around, do not get tempted. Try on local transport. It will help in saving a lot of money on commuting.

 

Finishing up

Clix Capital makes the personal loan apply process easy and quick. You can easily get hold of an instant personal loan and make life easier. Do not go with the metropolitan flow as that can affect your finances terribly.


How to negotiate a lower interest rate on loans?


 Before loan sanctioning, the financial institutions take care of various factors and eligibility criteria. It considers factors like credit score, income, repayment capacity, and collateral. Given all the constraints, you should make sure you meet all the requirements and try to get a lower interest rate on loans. A low rate of interest is the main criterion that either makes a loan affordable or expensive. There are various ways by which you can negotiate a lower rate of interest on a personal loan. Here are a few of the ways that can help you achieve that.

What is the rate of interest?

A rate of interest is a certain percentage of the amount that is applicable on every form of instant personal loan. This is not a fixed amount and depends upon the loan provider and the borrower. The eligibility criteria are the main factor that depicts the rate of interest. The lower the rate of interest the better it will be. If you want to make your loan an affordable one, go for the right financial services and have a good line of credit. There are various ways to negotiate a low rate of interest, find out how.

 Top ways to negotiate a low rate of interest


        A good credit score helps you to get a low rate of interest. A credit score represents your credit background and credit record. A good score will help you look responsible in terms of credit and you will have a good rate of interest. When there is a risk, the loan provider generally settles a loan for a high rate of interest.

        Good income: Income is the foremost factor that decides the amount of risk in loan repayment. The loan repayment will not be a smooth one if the income is not sufficient. This is the reason the loan provider will stress your income. The only thing he is interested to know is if the borrower is capable of paying back the loan with charges and rate of interest.

        Collateral: A secured loan has a low rate of interest because it has no risk. If you have a property that you do not use, attach it to your loan and secure it. Once you do the repayment you will get back your property and save a good deal of money.

 Read More: Three major reasons to consolidate your unsecured debt

Wrapping up

A low personal loan interest rate is the payback for maintaining good eligibility criteria and credit record. It will not only keep your rate of interest low but also gives easy loan approval.


What Is a Premium Personal Loan and Why Would You Want One?

 


Everyone aims for some special attention and so do you. When you are borrowing, you would surely want something extra from your loan provider. That is what a premium personal loan is all about. It is a combination of a premium, personal plus loan, and this plus is equal to an amazing borrowing experience. This is only given to borrowers with a very good credit score and amazing credit record. The loan providers offer this amazing feature to those that are an asset and would like to stay connected for better business growth.

What is a personal premium loan?

When something is premium, it means it is very special. You would love this feature of a personal loan as it comes with some amazing features and perks. However, to attain this you would need to convince your loan provider with an excellent credit score and high income. Some various perks and privileges are given to the borrower for an enhanced experience. If you want one, you need to start working on it. This will ensure that you are getting the right features and the deal is affordable.

Why would you want it?

Credit limit: When you get a premium personal loan, the credit limit for borrowing is both minimum and maximum. You can either go for a very small amount or a big amount as you need. There will not be any sort of rigidity or limitation forced on for the limit. The maximum limit of credit under the personal loan can be a high one, and you will simply enjoy it. So for the big expenses, you can borrow a very huge amount of money from your borrower.

Extended tenure: For a special borrower, the tenure is also special. To make borrowing easy for you, the tenure will also be an extended one. You can go for a long-term loan and the term will be longer than an instant personal loan. It will help you easily make repayment without any hurdles.

Best rates: For special borrowers, the premium loan has the best competitive rate of interest. You can easily get the best rate of interest and it will bring down the cost of your loan.

Read moreYour Guide To Choosing An Online Lender

Wrapping up

An instant personal loan is a good one. However, when you go for a premium loan, it makes your borrowing journey an enhanced experience.


Friday, July 16, 2021

Your Guide To Choosing An Online Lender


 

It is true that the online loan applications are increasing but there are many that still look out for an offline loan experience with face-to-face interaction with a loan provider. Since a loan is a big decision and involves a lot of economic transactions, there should be clarity. However, since the pandemic, it has been more about the digital process and personal loan online. That is easy and smooth. However, when there is no face-to-face interaction with the loan provider you must consider other aspects to find the authenticity of the loan provider and clarify the right loan terms. It is important to be more focused as everything happens through a digital platform.

Tips to get the right loan provider


        Read the testimonials and reviews

If you want to go for a seamless online borrowing experience, learn a deal about the loan provider from the various testimonials and reviews. Reviews help in understanding the past functioning of the loan provider and the experience of the customers. Read all the details to understand the perks and drawbacks that have been faced by the customers in the past. After reading, if you feel you are good to go, quickly apply for an instant personal loan. It will give you the best digital borrowing experience.


        Check the loan process

While you start your borrowing process, you will face various such scenarios where you will feel some doubts here and there. If you find very minimal and smooth personal loan eligibility criteria it can be a matter of doubt. No loan provider will get things easy without proper eligibility criteria. The next thing is the rates and charges, look carefully at what you are paying for. The rates and charges are most common for every loan provider so be careful.


        Check the loan agreement

If you are having any doubt, it will be cleared through the personal loan documents and agreement. Make sure you read all the terms and conditions stated there. This piece of the formal agreement will give you a vivid understanding of the concerned online loan provider. If you don’t want such doubtful instances, choose Clix Capital for a perfectly smooth process.


        Keep your senses open

When face-to-face interaction is there, keep your eyes and senses open at the time of digital borrowing. Whenever you sense anything wrong do not go further and put yourself in a debt trap.

Read Full: Tips to Help You Manage Your Personal Loan

Finishing up

Get a seamless personal loan online experience with Clix Capital. It will help you with a perfect experience of dealing with last-minute expenses and financial emergencies.

Personal Loans – Everything You Need To Know


 Everyone at some point in time goes through a financial crisis. It has been more evident since the pandemic crisis. Financial stability and health are critically affected. However, there has been a huge rise in the personal loan industry. Individuals are seeking a personal loan to meet daily expenses and emergencies. If you are new to a loan, you will need to grasp every bit of knowledge before you start borrowing. A personal loan is an escape from all forms of the financial void. Explore everything that you need to know so that it is easy to take an instant personal loan.

What is a personal loan?

A personal loan is an unsecured form of the loan without the need for any collateral or security. It is affordable with a low rate of interest and the total loan cost remains low. A personal loan is completely flexible and one can use it for any kind of expense. The eligibility criteria are high because it is an unsecured loan and the risk is high. If you need an instant personal loan within a few hours, Clix Capital will help you with an easy loan experience. Compare and decide on the best loan product for an amazing borrowing experience.

What is the eligibility of a personal loan?

The eligibility criteria of a personal loan are high. It starts with a good credit score and an impressive income. A credit score above 750 is generally a good score as per the eligibility mark set by the loan provider. It speaks about your good credit record, history, and activities. An impressive income will convince the loan provider about the risk-free repayment. The idea behind the fulfillment of eligibility is to check whether one can repay the loan on time or not.

Where to find a personal loan?

The personal loan prospects are growing on both offline and online modes. It is now easy to visit the loan provider websites online and get a hold of an easy application process. For offline processes, the banks and various non-banking financial institutions are there. If you need an instant personal loan within a few hours, go for an online digital loan service. It comes with minimal documentation and instant approval with quick disbursement.

Read More: How a Medical Loan Can Relieve the Stress

Wrapping up

Get a personal loan in Mumbai with Clix Capital. For instant approval and quick disbursement, it is the best platform to borrow. At Clix Capital, they specialize in both short-term and long-term personal loan options. 

Who should avail of a wedding loan, and why?


 

To fulfill the expenses of a wedding that is made in heaven, one needs an Instant personal loan. Indian weddings are always grand and extravagant. A perfect culture representing families together, ceremonies, rituals, and so many colors. However, such luxurious weddings are very expensive. It can completely drain your savings and income. A personal loan can take up some of the big expenses so that your regular expenses and obligations are accommodated well with your income. However, a wedding loan has certain eligibility criteria to fulfill. If you aim to get married in a lavish manner, make sure you keep your credit line impressive. There are various factors that play behind your personal loan for wedding approval and rejection. Take a look at these!

Who can avail of a wedding loan?

If you wish for a dream wedding, you will need financial support in the form of a personal loan. It is flexible and affordable. However, since it is an unsecured loan you will have to meet the eligibility criteria. A wedding loan is only available to individuals with good credit scores, balanced debt to income ratio, and impressive income. If you are not able to fulfill these factors, it becomes a dream! There are several digital loans providing agencies like Clix Capital, but being an authentic platform they will need your eligibility criteria too. So, with a bad credit record, you will have little to no option to borrow a wedding loan.

Factors to consider

A striking credit score: A wish comes true when you work for it. A lucrative instant personal loan can make your dream wedding come true if you work for it. A credit score above 750 can get you an instant personal loan. It is a matter of a few hours to one business day for disbursement. A good credit score represents you as a responsible borrower and shows your impressive credit history. Past credit history makes your future credit behavior evident. This helps the loan provider to decide on an approval or rejection.

An impressive income: An individual with a good income can take up the burden of the loan after draining all his money for a wedding. So, start earning extra so that you make your income an impressive one. This will help in getting a personal loan for the wedding.

Read More: Manage Your Wedding Finances

Wrapping up

A wedding is a special day. Make it grand and memorable with an instant personal loan from Clix Capital.

Thursday, July 15, 2021

Why Is Financial Wellbeing Important? 5 Tips To Improve It


 

Being financially fit is just a statement, or one can say that their finances are under control. Financial fitness should be a part of one’s life, especially after the pandemic. An undesirable situation like the pandemic has taught us how unnecessary expenses can catch us horribly. There was a huge crisis in the country, where several others lost their jobs and employment. It became difficult for many to even meet the daily expenses. Financial crunches are part of the time, but one needs to work on stability in terms of personal loan and several other aspects with these top 5 important financial management tips.

Save a good amount of money: The need and importance of savings were seen at the time of the pandemic. There was a huge crisis seen amidst the pandemic where people suffered from insufficient funds. Savings is a very vital part of good financial health. Consider a good amount of your income for savings, so that you can secure your future.

Restriction on expenses: Restrict yourself from spending on food, tours, shopping, and entertainment. Unnecessary expenses can become a horrific experience at the time of crisis. Small aspirations and wishes are important, but you must know where to stop. Consider the right approach and make sure you take care of the necessary expenses only. After the pandemic, try to limit your expenses and spending habits.

Apply for a personal loan: Everyone at some point in time experiences a financial crisis. However, with an instant personal loan online from Clix Capital, you can meet your crisis. It enables a quick loan disbursement and an attractive rate of interest makes it affordable. Apply for one, with all your documents and get approval within a few hours. A personal loan is an ideal option for small and big expenses.

Maintain a good credit score: A credit score is an important factor when it comes to borrowing money. It is the representation of your credit journey with all activities recorded. A good score makes you eligible to borrow from any financial institution. Keep up financial discipline and you will have a good score.

Read More: Guide to Managing Personal Loan Repayment

Start investing: Investments are security. Go for wealth building and gain financial stability. There are various investments like fixed deposit, recurring deposit, mutual fund, sip, and shares. Make sure you choose a plan with low risk and stable returns.

Wrapping up

Meet your emergencies with a personal loan in Pune. When you choose Clix Capital, you can get a better hold over an instant personal loan online. You can easily manage your finances and bring instability.


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Offline vs Online Quick Loans: Which One to Choose?

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